A trusted licensed insurance agency, helping American families save thousands on health and life insurance since 1988.
Ring Benefits LLC is a licensed insurance agency that has served American families since 1988 — a nationwide team of health and life insurance professionals.
For nearly 20 years, Ring Benefits has focused on one thing: helping individuals and families access affordable, comprehensive coverage outside of the high-cost ACA marketplace — while teaching them how to use the healthcare system to their advantage.
Our mission is straightforward: maintain the highest standards of ethics and service, save our clients meaningful money on healthcare, and help them secure their long-term financial future through smart insurance and wealth-building strategies.
Access to top private insurance providers nationwide.
High-demand non-marketplace options with real savings.
Coverage and licensed advisors across all 50 states.
Tools to shop, compare, and save on procedures in seconds.
"For nearly 20 years, I've been helping families and individuals navigate the complex world of health insurance. I founded Ring Benefits with one clear mission: to put clients first, not profits."
"While the ACA helped many Americans access coverage, premium costs have climbed dramatically year after year. Private health insurance is the answer for a lot of households — saving families thousands of dollars annually while still providing strong coverage."
"But insurance is only half the equation. I believe in education over selling. We teach our clients how to shop for procedures, compare prices, and make informed healthcare decisions — savings that compound regardless of which plan they end up on."
— Joshua (Shane) Ring
The principles that drive every conversation, quote, and recommendation we make.
We recommend what's genuinely best for your family — not what pays the highest commission. If a plan isn't right for you, we'll tell you.
We hold ourselves to the highest professional and ethical standards in every interaction, quote, and follow-up.
We teach you how to use the healthcare system to your advantage so you save money long after enrollment ends.
"We're here to empower you with knowledge, save you money, and protect what matters most: your health and your family's financial security."— The Ring Benefits Team